An article in the Wall Street Journal reports on the impact of COVID-19 throughout the sourcing supply chain, especially canceled orders. The story is familiar to USFIA members, but we want to highlight that the article quotes USFIA Board Member and FIT Associate Professor, Sonja Chapman, talking about the financial obligations for companies even with the shift in financing from letters of credit to open-account systems of payment.  Also quoted is Dr. Sheng Lu of the University of Delaware. saying  this shift in financing terms reflects "the increasing leverage of fashion brands and retailers over garment factories, as the fashion business is becoming more buyer-driven."